We've been looking at houses... because our rent is almost double what a house payment would be... however, because rent is SO high it's hard to save money for a down payment... so I've been looking at going back to work... found several jobs that are perfect... but then I priced child care... and I'd only be bringing home about $150 a week after that! 🙄😓 sooo... basically, there is no point... I could get a part time job in the evenings and weekends, and being home that much! ☹️
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My cousin got the USDA Home Loan. Shit ton of paper work, though, and waiting. But....no down payment.
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@bluepenguin, thanks... I mean we are doing fine... we have all our needs met, and budget for extra stuff... but I'm not use to not being able to contribute! I really want to bring in some income, put extra money in savings... so we can get a place... it's just hard being dependent on someone else! 🤦♀️😅 I've worked since I was 10!
@shellbell0391, yeah we've looked into FHA... but the houses that would qualify, start around $200K, and that's not going to save us much monthly... unless we move about an hour out of town, then we could afford it... but all the houses go quickly... so we need to make sure we have cash handy! It's just frustrating... sigh... we will eventually figure it out!
@dreamermom oh my goodness :( hopefully you get a better living situation for your financial situation. I wish things were more affordable 😐
@bluepenguin, yeah we are paying $1200 a month... and rent goes up about $100/mo every year we are here! 😞... cost of living has went up 15% each year... my husband's max raise is 4% every year... so we've been going 11% backwards, each year... and in the 3 years we have lived here... we have had 2 kids... 😂🤦♀️ so that's not helped the financial situation!
FHA! Only 3.5% down. Plus there are other loans that only require a small down payment. Ask a mortgage lender!
We are in the same boat! Trying to find an apartment with two rooms
About $1000 or under is nearly impossible over here...all great priced apartments are in the midst of the bad neighborhoods 😛
I'm working two jobs right now and my baby boy is with my SIL but I feel like I'm barely bringing anything home....:/
@bmndz95, no, we are looking to buy a house, but where I live there are SO many people moving here (like 100+ people a day) rent is stupid high... and houses stay on the market sometimes less than 24 hours
Yesterday I went out with my boyfriend went to watch a movie, me and him don't live together yet. but point is yesterday when he was dropping me off his like sleep over at my house witch the mom and dad lives. I said no,
his response was why is everyone deciding or making choices for you and their going to do the same with the baby, when I know that's not true. what he thinks is that my mom tells me not to sleep over. So he left all mad. and I felt in my heart that he went on and cheated on me...
Transgender children
So I just learned that in my kids school district (my kids aren't in school yet my oldest will be starting kindergarten next September) there are twin boys who identify as girls. They are 5 years old. What's your opinions on this matter given they are 5!!! I don't believe that at that age they really understand the whole thing. So the entire school had to take a course on how to handle transgender children. For example they can't say girls go this or boys do that. What are...
Why Are Many Women Unaware of Their Own Anatomy?
the amount of women who are clueless about their own anatomy is so sad and shocking. a lot of the women are older than me and have more children then I do 😳
now I understand that everyone has their own opinion on the topic and grown adults can do whatever they want with their bodies but to deny facts and make up false statements about your own anatomy when it comes to your unborn child is just so disappointing.
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so yes ima go hard in the comments bec...
Trigger. Lost baby
Went in for my 20 week check up and found out our son had passed away. Nothing was wrong, my pregnancy has been going great. I'm so numb right now. I'll he delivering him later this week. I don't want to do this. I don't want to do this. Not before Christmas. How am I'm going to tell my kids?? My dear sweet baby boy. Why did this happen?
IUI Monday!!
So today I went in for my routine bloodwork and ultrasound, and found out that I have three follicles at 17mm! Plus another two at 15mm. When leaving the clinic my FS said to take another dose of gonal-f and come back tomorrow to check to see how big they got and that we would do the iui on Wednesday. Well, after getting home, taking my gonal-f and going out to shovel snow (lol) I get a call saying that I am SURGING!!! I haven't ovulated on my own, or even come close to it in years...
You should check the county you want to live in. Some have first time home buyer classes and at the end of the class you get a down payment grant. My county had them once a quarter. It's better to do when closer to the beginning of the year to ensure they don't run out of money.