How Did a Morning Drive Turn Into a Life-Changing Accident?

at around 7:50am this morning I was driving go school like any normal day. I was sitting at a red light I replied to my husband's message then stared at the SUV in front of me. she has started to move so I did too. she stopped on her breaks very quickly and I was unable to hit mine fast enough. I was MAYBE going 10mph, not even. I was rushed to the hospital due to being 6 months pregnant and rh- blood type. I was in horrible shock and couldn't stop crying. I lost the only vehicle we had, right after we both just lost our jobs and everything else we had. we now have nothing but a bed. my son is doing great I will be covered in bruises and have a horrible on going migraine. the officer came and saw me to give me my ticket for no license and "failure to control speed" according to the officer the lady had stopped because she was turning left and on coming traffic was going straight.. she never had a damn blinker on... if I would have known she was turning I wouldn't have moved my truck. I lost the truck and my belongings tell I have the owner come with me to the towing place to get it out.. bas my wallet my school ID, they last 10$ I had, my foot stamp card ( which gets refilled tomorrow) and even my social and birth certificate... when I think things look up for us.. they all just come tumbling back down... :,(