So I got a letter today saying that my entire tax return went toward my student loan debt. I’m like…

I know I’m so mad but there’s nothing I can do about it :/ sigh just really really sucks cause I needed that money for things for my son. But I need to figure out a payment plan ASAP so they can’t rob me of anymore of my hard earned money!

that why I will never borrow from the govt.

just do the paperwork for income based repayments. Both me and my husband are on that and we pay $0 per month at the moment.

Yeah I didn’t know they could do that. :/

yeah it sucks. My husband went thru it a couple years 😔 at least you will be out of debt. You should check to see how much left is owed

probably still a lot :/ I’ll find out tomorrow . Hell I would of rather that money gone toward my other debt which would of paid them off then go toward my student loans. Makes more sense that way! so then those 2 things would be paid of! Smh 🙄 I only have debt because I was sick for a long time and barely worked so I had hardly any money so my bills got behind and behind and behind. And at this point I don’t even know where they stand. I guess maybe this could get me back on some good ground And maybe start paying some stuff back off? Start working toward some good credit again!

The last time I tried to talk to someone they said my loan was already in collection and I was like but I should of been in forbearance or whatever it is when you don’t make enough money to make payments but some how something got messed up and it went to collection and so now idk :/

@missjess I'm so sorry. I know how much I depend on tax returns. Wishing you luck in figuring it out.

I mean, I know they can do this, so I don't get behind on my payments. So maybe.

Def not a scam. If you have outstanding loans, ur tax return is theirs. Its their money.

Right! It like broke my heart. I don’t think it’s right of them to just take your money like oh your getting a big check back! well now it’s ours because you haven’t been paying on your loans! Like I would pay on my student loans if I had a way too! I just had like no one to contact them or send money too?! But definitely not 4000$ in one lump sum. Maybe like 25$ a month. Ughh! This sucks

right. I’m even ok with them taking what I have worked for and earned. But don’t take what I got because of my child. I don’t know about most people but I actually use that money for my child. Mine is at the point he needs an all new set of clothes now that he’s almost 2.