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When we’re talking debt here is buying a house debt counted? Cause lol I have so much debt then
We are buying a house but want our debt to income lower so we can get approved for more.
So we are constantly flushing damn. Near all our money away on our debts. I think combined with cards and auto payments we’ve washed away 5 grand since January.
BUT IM ALWAYS POOR NOW!!! 😭
On the plus side my score went up 20
Points in a month!!
@joeywiththegoodhair we have maybe a few hundred in savings now. Doesn't help that I'm a SAHM. I've been selling all our crap just to pay for our daughter's bday party.
@northwoodsmomma, yeah I think our savings now has like $350😂🙄 but once we are done paying an extra few hundred every week over paying debt son top of current bills we will get ahead again. We aren’t getting a tax return either. 🙄thankfully my parents are kind enough to gift us closing cost money.
@joeywiththegoodhair that's super decent of them! My in-laws just bought us a minivan last August, so I totally understand big gifts!
I have loans too but nobody contacted me YET to pay it back ... 🙄 plus another 2k for leaving school whatever man
@mrsmord that's crazy! I was getting letters the day after I graduated! I graduated almost 5 years ago, so I'm sure my loans aren't at $45k anymore, probably in the high 20s though.
Bills , food - business is slow . So credit cards pay it. Gatta live somehow
Don’t feel so bad I’m in debt too and I am not even working I’m a stay home mom now and it’s suck I feel like I am going crazy
@mrsmord, yeah it’s suck honestly when I have this debt it drive me nuts try to use some of ur tax money to clean at least one card or something
@chanty1014, I’m waiting for my husband to file taxes
We just took a home equity loan to consolidate my husbands student loans and our cc debt. Dropped our monthly payments significantly