Wow i checked my credit and I'm really proud of myself. I've worked so hard to make sure it doesn't go under 700. When i…

@malbhurtado its actually higher. What surprised me is its in the 730s

@malbhurtado and yes my mom did the same thing. Although i am the only one out of her three kids who have never had bad credit. But i also didn't start getting much of a credit background until 2 years ago. I had good credit before but i didn't have much to speak for it

Omg I just started building my credit in Feb when I got my car. All other things were in my SO name because he has credit already and thats how everyone at the bank or car dealerships wanted to do it. So I went myself this year and got a car. Is not very good still but it’s steadily climbing lol

@tatsandcats my sister told me the best way to build credit it to either get a loan or credit card but you have to be responsible with your money. I have a small loan out to pay off and raise it. I haven't gotten a credit card yet. Im waiting until i get this better job i hope to get i want to make sure i will have enough money to pay off incase there is an emergency

@jaquelinerachelle, yeah I went and got a starter loan for $1000 from my bank to help. It’s gone up 60pnts so far

@tatsandcats oh that's awesome!!! Congrats!

@jaquelinerachelle, thanks haha. Ready for it to actually be good 😂 you remind me of SO his credit was almost 800 by the time he was barely 19. His parents always told him how important it was though and put his stuff in his name

@tatsandcats well i have a few more years on my plate, so that is very impressive he is 19 and already has great credit. But yeah now that im 24 and have a baby on the way. Have my first lease with the first guy ive ever lived with, its so different. I am just wanting to make sure im as prepared as possible

@jaquelinerachelle, I understand that 100% !

You go girl! Whoot! Whoot! I too fucked my shit up when I was younger. One of life lessons mommy didn't teach and wasn't taught in school.