rant
my insurance doesnt cover the hospital i want to deliver at. it only covers one hospital in all of my city & basically all the women give birth in the emergency room with only a curtain seperating them & once they have the baby, they get their own room. i really dont want to deliver there at all. a friend told me her experience there & told me that she showed up really calm & prepared for labor & that next to her was a woman screaming her head off acting like she was getting killed & it made her so nervous & feel anxious as fuck about delivering.
that hospital brings back horrible memories bc thats where my dad has been hospitalized for getting strokes & when i was 15 i was also hospitalized there bc i tried to OD. i just never imagined i would have to deliver there. i wanted to have my own private room, with my ob helping me thru labor. not some random dr i dont even know & especially a male dr, the whole situation just makes me so sad. i really want to pay out of pocket to deliver at the hospital i want to, its 3600. i dont have the money bc i havent worked my whole pregnancy, but my baby's father & i want to talk to my dad & ask him to lend us the money & that we will pay it back to him monthly starting once i get a job. am i wrong or selfish for wanting to pay 3600?? its just such an important day for me, i feel so upset & stressed over the whole situation.
Комментарии
@_maria, did you talk to your dr about your situation?
Call your insurance & ask them if they have hospitals around your area that takes your insurance @_maria,
Once you get your bill you could always apply for state assistance and that'll cover a majority of it depending upon your income, expenses...etc. Ugh I can't even imagine, I hope it works out for you!
I gave birth at a private hospital, birth was assisted by suction, it took 22 hours and I got an infection so I was there for three extra days. So my birth cost more than one that would have been quick and simple, however, I'm glad I was in that hospital. They were so wonderful and well prepared to deal with any issues that could have happened. @_maria
@raquely I've never heard of an er delivery either.
try checking out alternative birth options too. I was forced into a c section, and I always thought water births were for hippie mom's, but after researching a little, you could get a doula and she will help deliver the baby.
the thing is, i only feel comfortable with my ob helping me in labor & she only helps in that hospital which is why i want to deliver there & not anywhere else. when i was on medicaid, medicaid covered that hospital. but i got taken off medicaid 4 weeks before my due date. its horrible. @mommy.to.sterling
Omg that's what happened to me. I didn't even know I would have to wait for an avalable delivery room. I was calm when I got to the hospital my contractions were 3 mins apart and very painful. I wanted an epidural asap. They left me waiting i a lobby for 1 and a half hour and then put me in triage where they simply attached a monitor on my belly and left me moaning. They said let's wait for a delivery room, all of them are taken. And I waited in pain for couple more hours. When they brought me to the delivery room I was 8 cm dilated and had to go through all the pain. Ended up having an emergency c-section. Different doctors were coming in. My delivery costed a total of $15000 after insurance.But you can get a loan to pay it of at no interest rate. Talk to the hospital you wanna labor in. Maybe they offer some payment options. And don't hesitate. Better pay the 💰 but have a safe delivery without stressing yourself and a baby
you know a hospital can't deny you treatment? and they can bill you later, and you can make payments in most cases.
what kind of insurrance do you have? you may be able to switch programs if it's medicaid.
i'm just going to point out that legally if you are in labor a hospital cannot deny you treatment, regardless of ability to pay. I mean they can transfer you but if they're not completely full that would be irresponsible. it would be grounds for a hefty lawsuit