Is it wrong for me to remind my SO all the time that I want a baby?

He's admitted, he does too. Sometimes we will be having sex and he will tell me "it's taking all I have to not say fuck it and let's just make a baby" but he doesn't think it's the right time. We want to move out of state. We want to have a home and better jobs. Right now, combined, we make about 30,000 annually before taxes(I think I'm stretching that number a bit but I don't remember the exact number right now. My biweekly paychecks are about $850 and his are around $600.)

Anyway, I tell him I want a baby on almost a daily basis. He always responds with a smile and "I know." I admit I am frustrated. I know he knows, and I know we have all these plans for the perfect life with kids, but I don't want to wait. I want to start now and just work it out. Every family doesn't wait until everything is perfect and it still works out just fine.

I feel guilty, and like I'm pressuring him. But at the same time, if I want it and he wants it, why aren't we doing it? I know that waiting is probably for the best. But I would hate to get in a crazy car accident tomorrow that sterilized me and I would never be able to have my dream....