So I hate insurance. My bf pays $20 a week to his dental insurance through work, only to find out…

So I hate insurance. My bf pays $20 a week to his dental insurance through work, only to find out they aren't going to cover shit for his wisdom tooth removal of over $850. so guess who has to pay that, on top of rent, on top of the car payment, loan payment and somehow find a way to eat. we barely don't quality for food stamps and WIC only helps so much, I babysit as much as I can since no one wants to hire me and my bf works 50 hours a week. just don't know what to do. had to get that off my chest. not asking for pitty or anything like that. just needed to vent.