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Haley
Haley
Мама сына (1 год), беременна (34 нед.)

I know this question I'm about to ask isn't baby related but I need help! Me and my fiancé are looking into buying a…

I know this question I'm about to ask isn't baby related but I need help! Me and my fiancé are looking into buying a house but we don't know where to start...like do we just straight into looking at houses? Or what? What's the first step to get us started?

13

Комментарии

rgaine

rgaine

В ожидании первенца

Bummer @hayhay95 - I only use my credit union for buying my house and cars. Big purchases because the rates are lower. Check back with them to see their rates. My credit union is in Oklahoma and I'm in DC. Most everything was over email and the phone. One visit to a branch nearby that has a partnership with them.

hayhay95

Haley

Мама сына (1 год), беременна (34 нед.)

@rgaine, I bank at Carolina alliance bank and I actually just switched from my credit union because it was so far out of the way to go

rgaine

rgaine

В ожидании первенца

They usually want to loan you money (to make money off of you) so that part happens within a week usually but filling out all the paperwork and gathering the stuff you need for them takes a bit of time. Don't go just one place either-you want the lowest interest rate and need to shop around. I found that my credit union was way lower than my bank.

hayhay95

Haley

Мама сына (1 год), беременна (34 нед.)

@rgaine, would you know about how long it would take to get approved for a loan!

rgaine

rgaine

В ожидании первенца

Loan first to get pre-approved for an amount.

hayhay95

Haley

Мама сына (1 год), беременна (34 нед.)

@brittanycheri, that is very true! I wouldn't want that to happen and then get disappointed over it

brittanycheri

Brittany

В ожидании первенца

Look into getting the loan first. Know what you can afford and then look at homes. It would suck to fall in love with a home then find out its out of your price range.

hayhay95

Haley

Мама сына (1 год), беременна (34 нед.)

@babystump16, alrighty thank you so much!

babystump16

Amber

@hayhay95,

babystump16

Amber

yes! they usually have someone there who helps with loans!

hayhay95

Haley

Мама сына (1 год), беременна (34 нед.)

@babystump16, okay thank you! And I talk to the bank about a loan right?

babystump16

Amber

i would look into what kind of loan your able to get that way you dont look outside of your price range!

I don't think she gets it.

I don't think she gets it. I swear sometimes I just need to renew my policy to not look at the comments in Facebook. I never used to. I don't know why I started. But the ignorance is real.

Hey I’m 26 with two children #myfirstpost

Hey I’m 26 with two children #myfirstpost Okay I’ll be real and explained why I joined, I didn’t know I could be looked up or anyone would actually see this post, I was informed someone I know has been stealing pics and I came to look and see what’s going on if any of mine were on there or anyone else I knew. I just typed until it let me post since it was required before I could look around on the app.