I know this question I'm about to ask isn't baby related but I need help! Me and my fiancé are…
I know this question I'm about to ask isn't baby related but I need help! Me and my fiancé are looking into buying a house but we don't know where to start...like do we just straight into looking at houses? Or what? What's the first step to get us started?
Amber·
i would look into what kind of loan your able to get that way you dont look outside of your price range!
Haley·
Мама сына (1 год), беременна (34 нед.)
@babystump16, okay thank you! And I talk to the bank about a loan right?
Amber·
yes! they usually have someone there who helps with loans!
Amber·
@hayhay95,
Haley·
Мама сына (1 год), беременна (34 нед.)
@babystump16, alrighty thank you so much!
Brittany·
В ожидании первенца
Look into getting the loan first. Know what you can afford and then look at homes. It would suck to fall in love with a home then find out its out of your price range.
Haley·
Мама сына (1 год), беременна (34 нед.)
@brittanycheri, that is very true! I wouldn't want that to happen and then get disappointed over it
rgaine·
В ожидании первенца
Loan first to get pre-approved for an amount.
Haley·
Мама сына (1 год), беременна (34 нед.)
@rgaine, would you know about how long it would take to get approved for a loan!
rgaine·
В ожидании первенца
They usually want to loan you money (to make money off of you) so that part happens within a week usually but filling out all the paperwork and gathering the stuff you need for them takes a bit of time. Don't go just one place either-you want the lowest interest rate and need to shop around. I found that my credit union was way lower than my bank.
rgaine·
В ожидании первенца
http://www.fearlesshomebuyer.com/lesson/mortgage-timeline/ This is crazy fast IMO but gives you a vague idea.
Haley·
Мама сына (1 год), беременна (34 нед.)
@rgaine, I bank at Carolina alliance bank and I actually just switched from my credit union because it was so far out of the way to go
rgaine·
В ожидании первенца
Bummer @hayhay95 - I only use my credit union for buying my house and cars. Big purchases because the rates are lower. Check back with them to see their rates. My credit union is in Oklahoma and I'm in DC. Most everything was over email and the phone. One visit to a branch nearby that has a partnership with them.