I Google fha and whatever state you live in. It should bring up government websites and offices that can help you in your process. Buying a home! is so much fun! Good luck :)

so do i contact fha? or where do i start off? @mommaz thanks!

we didn't have the best of credit but the fha program helped us get our home.

hmm ok. I'll look into that @babywest thank you!

you can do for sale by owner some of the landlords do rent to own

he doesn't have any credit @mommaz

Does your hubby have good credit? Have you looked into FHA loans? There are a lot of programs that can help you.