so my bf cosigned for his mother to get a car about 2 years ago and within this time she has missed a number of payments well after explaining to her that we are trying to either A.refinance our car for lower payments or B.try and trade it in for a car less expensive and that it was crucial she pay on time cause she is ruining his credit score we finally get his credit score in the 700 range and the bitch goes and stops paying again dropping his score all the way back down to the 500 range and then says its none of our buissness like WTF im soooo fucking pissed
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@gabbii, they told us the only thing we can do is to either take the car ir have her refinance alone
@gabbii, is that allowed we are calling the bank now
@breloya, thank you thats why its soo stressful that she is being this way we just want to focus on doing what we need for us and our child
you could take his name off and leave her completely responsible for it,
yeah that car is yours too. so you some kinda right to it. I would figure it out.
Trust me, I've been there with some of my own family. I've been trying to take care of my older brother on and off for years along with my older sister. He kept screwing us over. After a while, you stop caring so much and realize that they have to grow up. Hopefully he realizes that sooner than later. It sucks because you want to help your family, but sometimes it's the ones you love who do you wrong. I hope everything works out, especially because you two have a baby. You and your child should be his main focus now.
@babynorwick, yea we will have to give them a call maybe talk to a manager we are considering taking the car
if you go in and talk to the bank they might be able to even take the car or do something I don't know how it works. but I mean there has to be something you guys can do
@breloya, yea he knew i tbink he just really hoped she woumdnt screw him over he is the youngest and i think he just feels obligated to help her and the rest of his family idk why but its just really sad that she literally does not care
Gotta learn that you can't do for everyone, not even family. Sadly, not everyone is responsible enough to take care of business like paying bills on time, etc. and if she couldn't get a car herself, an alarm should have went off in his head right then. It sucks that she is acting that way. He should look about being taken off as cosigner. I don't know how that works tho.
@mwe tried but unfortunately you have to pay on time for at least 2 years for him to be removed and she hasnt been 😔 its just exceptionally frustrating when someone doesnt care that there actions are affecting other people we really wanted to cut back on as much as possible before the baby arrived
I hear after paying so much on the car the Co signer could be removed. you should call and find out if it could be done
well when his mother comes and asks him too causr she cant get a car thats kinda what families do to help each other she should be a fucking adult and pay her shit on time or is that not what adults do!?!
it was none of ur mans business to sign for her. shouldn't of done it
Omg omg I swear i really need to slap some sense into my daughter!!
She wants to get a car. The problem with that is she has no credit (and no DL). So she thinks that she and her boyfriend should get a car together.🤔🤔🤔
So we told her that the car is going to be in his name because she has no credit.
But let's just say "they" get the car
The insurance is going to be sky high in her name because she's only 20. (She says the insurance can be in his name)
She's going to need a down payment( she t...
Got my first credit card. Never wanted one but this is the only way i know how to build credit and get my scores up. How long till you start seeing improvement to your credit score after paying it off every month on time??
need suggestions....
So at work we have a drink thief. Any time we put a drink in the fridge it disappears. I swear I know who it is. So far he's taken drinks from everyone that works in the office, we even put a sign to not take anything you didn't pay for and wrote our names on the drinks. The person I think is taking them works out of the office so we never get to see who is drinking them.
This is totally random but is it possible to have a perfect credit score? We have a credit card that we use regularly to earn flyer miles but I pay it off before the due date each month. We have never had any late payments on anything and our scores have NEVER gone above 830. It just got me curious what would make it a perfect score.
I would have him go to whatever bank it is and have it refinanced with only her on it, they can't force him to stay on it, they'll run her credit and if hers isn't good they won't let her keep it or her interest and payments will be super high