I have a question regarding car payments: I made 2 manually and it was towards the principal (principal or interest as options). Then last month was the first payment for recurring payment. It automatically went to principal AND interest. But most went to interest and less than $10 towards the principal. Is that ok? What’s the best way to do it?
Yesterday I went out with my boyfriend went to watch a movie, me and him don't live together yet. but point is yesterday when he was dropping me off his like sleep over at my house witch the mom and dad lives. I said no, his response was why is everyone deciding or making choices for you and their going to do the same with the baby, when I know that's not true. what he thinks is that my mom tells me not to sleep over. So he left all mad. and I felt in my heart that he went on and cheated on me and did something else with an other girl.... and it's 10:51 am now and he hasn't texted me at all. and after he dropped me off I texted him saying what I felt and nothing. I don't know if I'm over reacting or what or what should i do. do i wait until he text me?
You can be racist towards the race of your friends. You can be racist towards your own race. You can be racist towards the race of your family. You can be racist towards the race of your spouse. You can be racist towards the race of your kids. Your racism doesn't just stop being racism because 'X' is said race. Racism is Racism. Thanks for coming to this very well needed TedTalk.
So I ordered a sneak peak on amazon and they said there was an issue with payment so I went on the actual website and ordered one long story short they sent me two so I refused the package now their saying I refused it so I have no test results like what the hell
Can I interest anyone in a peanut m&m cookie?
Where’s Waldo·
It’s suppose to go to both on your normal payment. If you make an extra payment you can choose principle. But your interest rate must be extreme to only have $10 of your payment going to principle on your reoccurring amount. You’ll never pay off that car.
BakingDaddy ··
so…if I make multiple double payments, the interest payment decreases? Please don’t judge me…A didn’t give access to money and I really don’t know shit about payments and my car (and it’s payment) is the only thing I have in my name.
Where’s Waldo··
well there’s less interest to charge because your balance is smaller and your number of total payments due decreases. So if you pay off your car 6 months early you’re not paying the interest you would have on those 6 months had you paid only the required minimum agreed upon when you purchased it. So yes you’re saving money. If you have the option to view your pay off amount which is the amount you’d pay right now if you paid your car in full today you will notice the amount is less than the balance it says you owe if you didn’t do a pay off today. Sorry if that’s confusing.
mybabybear ··
Мама сына (9 лет)
SAME lol. And as you can see I feel so dumb that I only felt comfortable asking my internet people on Mom Life instead of the people I know in my life haha
The EK 💋·
Hmm, when you pay principal only then you aren’t paying on the interest. So I’m guessing that because you only paid principal, the interest that accumulated was paid with your auto payment. You may have owed interest which was paid by most of your most recent payment.
The EK 💋··
If you’re going to do a principal-only payment then that should be an extra payment for the month, not the only payment, if that makes sense.
mybabybear ··
Мама сына (9 лет)
thank you. I will continue letting it go to both.
Jennifer·
For your recurring payments you will pay significantly more interest than principal for the first few years and the amounts will fluctuate monthly. Yes I would keep making principal only payments when paying extra.
Jennifer·
This is so they ensure they get most of their interest payments before you can have a chance to pay off the car before it’s time.