Почему я должна бороться со страховыми компаниями и школьными советами?

Can I vent for a minute? I’m sooooo tired of always having to fight insurance companies…school boards…just tired of fighting them all the time! My oldest has adhd and we finally got him on the right path! He loves the medicine he is on! But we changed insurance and they refuse to cover occupational therapy for emotional help. Ohhhh but that’s not the kicker!! My 4 year is autistic. He is nonverbal and has Been going to the same therapy office for three years now…THREE YEARS and this new insurance company said they WILL NOT cover speech therapy because he is not severe enough. Because he has improvement in speech….I went off and said of course there is improvement in speech! He has been going to speech therapy for over half his life! But because he can say 11 words now and is able to communicate through an app he apparently doesn’t need speech therapy. They also only allowed us 20 visits of occupational therapy and ABA. I literally BAWLED my eyes out after fighting with them. Cuz that’s makes literally no sense what do ever to me. We had no issues with the other insurance company and my husbands work switched and it’s been a fight ever since. On top of everything else…my four year old also goes to preschool half days for 4 days a week…he absolutely loves it there! His teacher specializes in autism spectrum disorder and she really helps with him branching out with other kids on the social interaction. She mentioned that an extended school year would do him wonders…but the school board denied that. Why? Because they don’t want to pay for it. Since he is on an IEP for a disability they have to be the ones to pay for it and apparently doing their jobs and helping kids who need it isn’t enough. So here I am going to meetings providing documents on why an extended school year would do my 4 year old wonders. They approved another child at the same school with asd but won’t approve mine 🤦🏼‍♀️ if it wasn’t for his teacher and their relationship I would have switched. Im tired, I am drained, and I feel so guilty that I feel like im always pushing my youngest to the side to go deal with All of this therapy and appointments for my four year old. Then when he is at preschool I am usually on the phone trying to figure out insurance issues or paperwork. And by the time my two oldest is out of school she doesn’t get that alone time with me and when she does I am soooo tired! So I don’t feel like I can get 100%. I even do special mom and daughter days, and I do the same with my older two where it’s just us but I don’t know if it’s enough. Literally feel like the worst mom in the world. Because I also want to be there for my kids emotionally too but I am so drained and sometimes irritated and over stimulated and don’t even feel like I can be the best mom I can be dealing with all of this….sorry for this extremely long post. I needed to get this out!