@mommy2.10, yeah imo but get the secured credit card from your bank talk to them about it you can fix it in 6 months not all these years people say
Get a secured credit card from your bank and it’ll be fixed in 6 months 😉
I had some taken off mine somehow 🤷🏼♀️ I dont have credit cards I just pay my bills on time and car payment and now it’s 6 something idk how I don’t own shit 😂
It can take up to 10 years to get that good credit. It’s all about keeping up with your credit card payments, car, house, store lines of credit, your credit to debt ratio, etc.
The only way I can think of to help with a bit of a boost is if someone with good credit was willing to make you an authorized user on one of their credit cards that they have a good payment history on. However, you’re depending on someone else to make their payments on time to help you with that so it’s a risk as well.
Agreed with the above poster. You can't obtain good credit quickly. It is something that can take 5 years and upwards to build. Use your credit card, pay it off, don't miss payments, and pay extra if you can.
Good credit honestly isn’t something you can get fast. If you have a credit card, use it make sure you’re paying it back and the longer you’ve had an account the better your credit gets.
I do have credit cards and I make 2 payments per month .. so the more credit cards the better?