We’ve always had joint checking and joint savings since we got married. But we both have some separate credit cards.
We respect each other and our financial situation not to make big purchases without talking to each other first. Since I’m a sahm and he’s currently taking chemo for his 2 cancers.
We're not married, but together 11 years and separate bank accounts. We split things pretty evenly. He has like 3 communal bills and I have 3 communal bills we pay for separately. We split the mortgage, he pays me and then I pay the mortgage and then we split groceries. Works out fairly well. Im all about financial independence.
We have a joint bank account that his money goes into automatically for bills, mortgage, groceries, car payments.. Ect. I have my own bank account for fun stuff, clothes, toys and a savings too. When we first got together, he knew I was in a past relationship that was bad, so we agreed i'd always have a separate bank account for a "just in case" scenario. I spoil him though with stuff from my account. The guy has literally anything he wants, I buy him since he takes care of the household bills.
My husband and I make a great living so for bills he handles mortgage, heat, water, and I pay for everything else and we both pay for our own car insurance credit cards
We have a joint account that we both put money into to cover all the bills. It’s split pretty fairly, this year I’ve put more in because he’s on work comp and makes less. Other years he’s put in more than me. We are flexible with who contributes how much depending on the situation. We also have separate accounts so we can still do things like surprise each other with gifts. I pay for my personal fun and habits. Not only that, everyone needs a sense of financial independence even when married. It works for us...
We have a joint checking account and joint savings account. Paychecks get direct deposited and all the bills are paid from the checking account. I don’t keep track of who pays what.
Before I stopped working we split bills based off of a percentage of our take home income. Ex. hubby brought home $8k and I brought home $5k= $13k total. So I contributed towards 40% of household related expenses versus the 60% that he contributed.
Depends on the individual incomes in some households. But my husband pays the mortgage and all the house utility bills. I buy all the food & household products needed etc. I hate when he shops anyways 🤣I also pay my car note and other bills/ cc I have
Both our paychecks go into a joint checking account that we use to pay all the bills. We each have a personal savings account in which we deposit an “allowance” for fun stuff. Whatever is left at the end of the month gets transferred to a joint savings account. I am the one who is responsible for paying all our bills and putting money into our savings account; the CFO of the family, if you will.