ADVICE : somewhat long post, sorry.
So I’m stuck in this situation with my car, I have a 2013 Nissan Altima I’ve been trying to trade. I still owe on it and since I was out of work for 2 months and things hit my credit, I didn’t have the money so of course my credit suffered.
The only thing I’ve been advised to do is give my car back and my credit isn’t to where I can’t repair it, I’ve paid things down so it hasn’t hit yet. So that isn’t a option to me( not judging anyone who had to)
I’m stuck in a hard place b/c idk about you but I don’t have $7000 to put down or a co-signer w/excellent credit.
I can’t get my kids around safety anymore &&& my husband car is on its last leg.
I hate feeling like there’s nothing I can do && nowadays these “car salesmen” don’t care to help anymore, they just try to help their pockets 💵💵💵
It’s bugging as well cause you’re talking about a person that has paid everything on time& unfortunately beyond things I could control I hit a financial slump.
At this point any advice is welcomed
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Not sure where you’re at but search for a carmax near you. They will do everything they can to help you out and you don’t have to have excellent credit or outrageous down payment usually
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I would take previous posters' advice and go to a car max. I had a navy friend that had 3 cars in four years from that place because she was able to get them to give her a decent amount for the cars that she was upside down on.
You'll most likely have to eat some of the cost and roll it into your new loan though since your credit isn't so great. Just make sure you do get a car that you can keep for a long time so you're able to pay it off and not end up struggling in the meantime. Good luck.
Your situation can't be any worse than my ex husband's...he had rolled two previous cars into a truck and was paying $700/month for 7 years.
Have you tried posting and selling on craigslist or facebook?
No I haven’t, I owe a lot on that car loan tbh && $11000 is too much for that car. It’s in great condition cause I don’t play about my cars but it’s not worth anything
Not sure where you’re at but search for a carmax near you. They will do everything they can to help you out and you don’t have to have excellent credit or outrageous down payment usually
@mommin.it, they aren’t like a regular dealership. Upfront and will let you know your options! Good luck
I feel this pain I’m trying to sell my leased car hubby and I decided I should quit my good paying job and with the baby on the way I can’t afford the payments anymore. I want to just give it back and say eff my credit but everyone tells me they make you pay for it anyway. So I get your pain I hope you find a solution girl!
Yea don’t do that.
I know there’s got to be another way.
&& you too hun seriously, it’s stressful
@valerie_jean, I still owe $11,000 && b/c I need a 3rd row, I have 4 kids
@mommin.it sounds like the car dealership is just trying to screw you over. I would take it around to different dealerships and see what you can get out of it. Other dealerships can pay off your loan if they'll give you enough, you don't have to just trade it at the dealership you got it from.
@nothingtoseehere, I’m going keep trying I have no choice
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I would take previous posters' advice and go to a car max. I had a navy friend that had 3 cars in four years from that place because she was able to get them to give her a decent amount for the cars that she was upside down on.
You'll most likely have to eat some of the cost and roll it into your new loan though since your credit isn't so great. Just make sure you do get a car that you can keep for a long time so you're able to pay it off and not end up struggling in the meantime. Good luck.
Your situation can't be any worse than my ex husband's...he had rolled two previous cars into a truck and was paying $700/month for 7 years.