Start with the banker. Know what you can comfortably afford. Things are always coming up. Within 2 weeks, our garage door opener stopped working, a tree came down in a storm and our water heater that was only a few years old went out (plummer warrantied it, but we still had to pay installation). Ugh. My husband is not handy and we had to pay people for these things. I guess I’m saying have some savings?! Sorry that turned into a rant!! 😂
Save save save! We just bought a house a little over three months, and you HAVE to have some savings. If something breaks or goes out, it’s 100% on you, not no one else!
Do the pre-approval process first so you know your price range. Things to ask about when looking- when was the roof redone last and how old is the water heater. Sometimes they have a deposit during the buying process, I can't remember what it's actual called but it's basically a "trust deposit" showing that you won't back out and you get the money back when you sign the papers.
Definitely make sure you have some savings before buying. So if anything breaks or you have some kind of freak accident. I'd also suggest driving by whatever house you are looking at at night to see if the neighbors are loud.
Save your money!!!! You’ll get pre-approved for a ridiculous amount, do not accept it all, or even close. Shop in what you are already comfortable with paying. Overlook any minor things that your handyman can change out for you. You’re not going to find the “perfect” house, unless you just build one, but even then, won’t be “perfect” Make sure you have a savings, a good one, to fall back on just in case something goes wrong (ac, plumbing, etc.) Get a home warranty, and BEFORE you buy the home, get the a/c serviced and whatever else, or it won’t be covered by warranty. Any pre-existing issues won’t be covered! Take your time while shopping around, and don’t get rushed into the wrong one!
And take your time looking. The perfect house is out there. Don’t settle for the first one you kind of like. Once you like a house, drive around the area at different times of day to see how the neighborhood is.
Justgotaname ·
Start with the banker. Know what you can comfortably afford. Things are always coming up. Within 2 weeks, our garage door opener stopped working, a tree came down in a storm and our water heater that was only a few years old went out (plummer warrantied it, but we still had to pay installation). Ugh. My husband is not handy and we had to pay people for these things. I guess I’m saying have some savings?! Sorry that turned into a rant!! 😂
Obviously use a realtor. Be patient.
Good luck!
Lacie Marie·
Save save save! We just bought a house a little over three months, and you HAVE to have some savings. If something breaks or goes out, it’s 100% on you, not no one else!
BakingDaddy ·
Do the pre-approval process first so you know your price range. Things to ask about when looking- when was the roof redone last and how old is the water heater. Sometimes they have a deposit during the buying process, I can't remember what it's actual called but it's basically a "trust deposit" showing that you won't back out and you get the money back when you sign the papers.
Definitely make sure you have some savings before buying. So if anything breaks or you have some kind of freak accident. I'd also suggest driving by whatever house you are looking at at night to see if the neighbors are loud.
Pat·
Save your money!!!! You’ll get pre-approved for a ridiculous amount, do not accept it all, or even close. Shop in what you are already comfortable with paying. Overlook any minor things that your handyman can change out for you. You’re not going to find the “perfect” house, unless you just build one, but even then, won’t be “perfect” Make sure you have a savings, a good one, to fall back on just in case something goes wrong (ac, plumbing, etc.) Get a home warranty, and BEFORE you buy the home, get the a/c serviced and whatever else, or it won’t be covered by warranty. Any pre-existing issues won’t be covered! Take your time while shopping around, and don’t get rushed into the wrong one!
Elizabeth Hebert·
And take your time looking. The perfect house is out there. Don’t settle for the first one you kind of like. Once you like a house, drive around the area at different times of day to see how the neighborhood is.