Alexis Jordan
freckly
Alexis Jordan·Мама дочки (1 год), беременна (36 нед.)

Can you get a loan with no credit and if so how long do you normally have to pay it back?

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kes253
katlyn·Мама дочки (4 года)

Like the first loan when I got more? They just renewed my loan and added more to it so they refinanced it or whatever to stretch the payments over more months and make it more $ monthly.

So they add interest and you end up paying more than what you got.

It’s been years since I’ve had a loan so I don’t remember 100% but say you get $100 it’s not going to be just like 3 payments (once a month) of $30 then one month of 10. They’ll add interest probably to where it takes 6 months to pay so u got 100 but probably pay back about 200

It’s weird but just go up to a place and talk to someone. They’ll do whatever to get you a loan and they’ll explain it way better lol

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freckly
Alexis Jordan·Мама дочки (1 год), беременна (36 нед.)

Okay that made sense. Thank you.

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kes253
katlyn·Мама дочки (4 года)

How big of a loan?

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freckly
Alexis Jordan·Мама дочки (1 год), беременна (36 нед.)

@kes253 I'll have to go ask and see how much if any I can do. I've just had so many people tell me that you cant get a loan without credit

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kes253
katlyn·Мама дочки (4 года)

@freckly, you def can it’s just such a tiny amount ! Which makes sense because they’re taking a chance on you. Ask around a few places and also they bump it up really quick . I believe I got 100 to start at one place then when that was almost paid I got 200 at another place and at the same time I got around 300 at the first place again (they ask if you want to Renew & add more close to payoff). Just be careful cause it’s so easy to mess your credit up lol

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freckly
Alexis Jordan·Мама дочки (1 год), беременна (36 нед.)

@kes253 okay also that's why I was asking how long you have to pay it off. Like how were you paying it off at the same time?

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