Can you get a loan with no credit and if so how long do you normally have to pay it back?
Can you get a loan with no credit and if so how long do you normally have to pay it back?
Can you get a loan with no credit and if so how long do you normally have to pay it back?
katlyn·
How big of a loan?
Alexis Jordan··
Мама дочки (1 год), беременна (36 нед.)
I'll have to go ask and see how much if any I can do. I've just had so many people tell me that you cant get a loan without credit
katlyn··
you def can it’s just such a tiny amount ! Which makes sense because they’re taking a chance on you. Ask around a few places and also they bump it up really quick . I believe I got 100 to start at one place then when that was almost paid I got 200 at another place and at the same time I got around 300 at the first place again (they ask if you want to Renew & add more close to payoff). Just be careful cause it’s so easy to mess your credit up lol
Alexis Jordan··
Мама дочки (1 год), беременна (36 нед.)
okay also that's why I was asking how long you have to pay it off. Like how were you paying it off at the same time?
katlyn·
Like the first loan when I got more? They just renewed my loan and added more to it so they refinanced it or whatever to stretch the payments over more months and make it more $ monthly.
So they add interest and you end up paying more than what you got.
It’s been years since I’ve had a loan so I don’t remember 100% but say you get $100 it’s not going to be just like 3 payments (once a month) of $30 then one month of 10. They’ll add interest probably to where it takes 6 months to pay so u got 100 but probably pay back about 200
It’s weird but just go up to a place and talk to someone. They’ll do whatever to get you a loan and they’ll explain it way better lol
Alexis Jordan··
Мама дочки (1 год), беременна (36 нед.)
Okay that made sense. Thank you.