How are you saving for your child's future? I need financial advice! Just not sure what method/ route to use for saving for my child's future. Help a mama please!!!!
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Our son has an investment account that’s slowly growing over time. We made an initial deposit and they deduct a little bit of money every other check. Our son is almost five and right now we have about two years state college tuition saved. That little bit slowly adds up!
@ladymom we use Franklin Templeton investments for the 520 college savings plan. We got it through my MIL who is an investment advisor. My guess is you could probably just do it yourself or find someone local to help you get it all set up. We used my MIL to help her out.
Frozen accounts/CD’s are great, especially through a credit union. I have a few of those that mature at different times as well so that we have money stashed period. Look into everything!
@neisagray946 @rosemom @mommagoat thanks ladies, I'm gonna try these out
This is what I do.
I try to save all my coins for them and if people give me a little money for them I put it back with the coins.
When tax time comes I’m going to open up a frozen account and try to put back some money as well.
The coin saving is good for chores once they are old enough to understand doing chores and earning money for it. But as of right now it’s a lot of saving.
Make a savings account and whatever left over money you have put in your child's savings account that is in your name and don't touch that money until your child is ready to go to college
We started out with a frozen account for 3 years, they let you deposit money but you can’t take it out, they pay you any interest earned as well.
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