Need some help ! What would be a better option, rent an apartment or buy a house? (I live with my in-laws) My mil says house but my bf says apartment
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I just noticed it says your location is Philly. In that case, I would buy because you can get a rowhome for a really good price. A nice one. And you can do it through an FHA loan. We only needed $1600 out of pocket to put money down on our home, which is even cheaper than the first, last, and security deposit to rent ant apartment. Lol.
Depends on your situation. For us it was better to buy because the places to rent here are higher then the mortgages for the most part. Unless you get a house in the country on a lot of land. We found a 4 bedroom 2 bath house at a steal. Needed just cosmetic things like fixtures and things like that. With that being said it’s a big responsibility because of anything messes up we have to fix it ourselves lol. But I don’t regret it we live around the corner from my daughters school and the neighbor is getting completely redone so buy the time we move the property value will be way more.
@unicornprincessx3, it’s the same here my sister pays twice as much as is for a 3 bedroom 1 bath that’s not really updated.
@kesh-kesh yes that too smh you pay for a crappy apartment with broken shit.
@unicornprincessx3, yes or pay 1200 for something with 1 bedroom
If you can afford it buy . It’s an investment. You don’t have to worry about moving down the line
I was in a similar situation where we had a baby. I was only 23. My hubby and I hadn't lived together yet and I wanted to rent an apartment or rent a house. But he refused to rent. So we ended up buying a house. Something that we could both afford where we would still have money in our pocket, a rowhome, in an area that wasn't the burbs but it was a part of the city that wouldn't give us trouble. And I regret nothing. We are hoping to sell in a couple of years to move to the burbs. Apartments are small and take all of your money. A house is an investment where you get your money back plus some of you do it right.
Depends on area and if you can afford it.
Sometimes mortgages can be cheaper than rent, sometimes it can be more. But at least with a house you can make it your own (paint, garden, etc).
I could but would it be a smarter option? Then renting an apartment
@amandabl18, I guess it all depends on area an price ranges. Where I live we rent a house bc we need good credit etc to buy a house which isn’t fully their yet. But it’s smarter then renting an apartment bc it’s more space and only a couple hundred more for a house
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