Anyone have credit cards? My husband wants to get one to help build his credit but also start and…
Anyone have credit cards? My husband wants to get one to help build his credit but also start and build credit for me. Anyone know of one?
Anyone have credit cards? My husband wants to get one to help build his credit but also start and build credit for me. Anyone know of one?
Penelope ·
I have Capital One.
squishymommy1·
It depends on your score which kind you can get. We had really shitty credit and wanted to buy a house. So we each got credit one cards with VERY low limits (because that’s all we could get) and used them for gas and such and then paid them off every month. It took a little over a year. But we raised our scores from the low 400’s to the 650’s and were able to buy a house.
Hannah Harding-Duran··
Is there a way to have two names under one account?
Alisha··
В ожидании первенца
you can be listed as a authorized user which will build both people's credit score.
Amber☄·
Мама двоих (1 год, 12 лет)
Capital One
Amy A·
Capital one and discover. Make sure there is no annual fee!
Rose ·
Capital
A·
Мама двоих (младенец)
Capital One is the one I started with to build credit. Now I have Discover instead (which I love). Credit cards are really good for your credit if you use them correctly! I use mine for everything and pay it off in full every month. I made over $200 last year in cashback from Discover.
Hannah Harding-Duran··
We were thinking of using it to pay a bill or two and then pay it off right after. That way it's easy to build our credit.
A··
Мама двоих (младенец)
That will work! When I started I just used it for gas. If you consistently use it every month and then pay it off in full each month it can only do good things for you.
Deleted·
Synchrony is great. I don’t recommend Credit one and Capital one
Brittany·
I have a chase Southwest Airlines card. I get miles to redeem for free flights. I use it to pay for everything then pay it off. Do not use it unless you have the money to pay for what you put on it that’s how you get into debt.