Insurance question
I don’t really know anything about how medical insurance works. My insurance has a $2500 in network deductible and a $5000 out of network deductible. I called our insurance today and they said that I still had the full $2500 left on in network deductible and I had $101 off the $5000 deductible. I’ve been getting bills from my doctor for prenatal appointments and everything and my doctors is an in network provider for my insurance. Do I have to pay those bills before the insurance company recognizes them? Or could it be that the insurance company had a different birthday for me than the doctors(which is why I called the insurance company today)even though I was getting the papers from my insurance company saying how much I would probably get billed for? Because the bills are a lot and would definitely help towards the deductible and it’s making me nervous that I will have to pay a lot more of my hospital bill than I should be