Bank Account Rant!

Overdraft protection DOES NOT protect you from overdrafting your account! It protects you from being embarrassed when you swipe your card and don't have the necessary funds for your purchase! Now if you don't want to pay $36 on top of the cost of your purchase, OPT OUT of overdraft protect and get used to your card getting declined.. Or maybe just don't use your bank card on purchases, knowing good and well you don't have the money to pay for it!