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Marie
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credit scores What is considered a good credit score? I use Credit Karma and it gives 2 credit scores. One from…

credit scores

What is considered a good credit score? I use Credit Karma and it gives 2 credit scores. One from Transunion and one from Equifax. Does anyone else use this website?

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deleted-user

deleted-user

The bank I wprked at was anything over 700 was a "lendable" score. Most banks look at the transunion score too.

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deleted-user

deleted-user

I'd say anything above 700

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deleted-user

deleted-user

It actually depends on what the credit score is being looked at for. Creditors will definitely look at different things for different reasons.

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deleted-user

deleted-user

I disagree with the 660-780 being "good". 660 is not very good. ..

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deleted-user

deleted-user

I've used it before. My score was 765 so relatively good!

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deleted-user

deleted-user

One site listed this:

Excellent Credit: 781 – 850

Good Credit: 661-780

Fair Credit: 601-660

Poor Credit: 501-600

Bad Credit: below 500

I think anything over 700 will get you most anything you need credit wise, but this does change. If there are many loans on offer for example, banks may lower their standards, but if available credit it tight, they may expect higher scores to get the best rates ect.

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