credit scores What is considered a good credit score? I use Credit Karma and it gives 2 credit scores. One from…
credit scores
What is considered a good credit score? I use Credit Karma and it gives 2 credit scores. One from Transunion and one from Equifax. Does anyone else use this website?
deleted-user·
One site listed this:
Excellent Credit: 781 – 850
Good Credit: 661-780
Fair Credit: 601-660
Poor Credit: 501-600
Bad Credit: below 500
I think anything over 700 will get you most anything you need credit wise, but this does change. If there are many loans on offer for example, banks may lower their standards, but if available credit it tight, they may expect higher scores to get the best rates ect.
deleted-user·
I've used it before. My score was 765 so relatively good!
deleted-user·
I disagree with the 660-780 being "good". 660 is not very good. ..
deleted-user·
It actually depends on what the credit score is being looked at for. Creditors will definitely look at different things for different reasons.
deleted-user·
I'd say anything above 700
deleted-user·
The bank I wprked at was anything over 700 was a "lendable" score. Most banks look at the transunion score too.