Been taking a budgeting course my church put on and I'm amazed at how much I've learned and that I've been able to save money! This has been a miracle since my husband had his hours cut. I'm LDS and proud of it. I will never force it on anyone. The course I'm in is self reliance, personal finance. I've been able to Leo my budget and have extra left over. It has changed things for my family so much! I feel so blessed being able to receive this knowledge.