Mom's is a 641 credit score good or bad 🤔

It's okay--not great, but not terrible.

@proudmommyoftwo_ that's bad. Try getting your credit score above 700 before buying a home.

@lovelily Is that good or bad? i never had mortgage before I been renting for the longest

@proudmommyoftwo_ Yes, a mortgage, and your interest rate will probably be a little higher than someone with a 700 score.

@proudmommyoftwo_ yes maam

@pattycakemom But if i buy a house im going to have mortgage right?

You can buy a house with it! That was good enough for us lol.

It's not considered "good credit" but it's not bad either.

@proudmommyoftwo_, I don't know much about the furniture thing. But when I talked to lenders when I was buying a house they said that a car was one of the best ways to get your credit up. Then after that it will be easy when you do decide you want to buy one because the mortgage company will trust you with the payments and give you a good rate

@amouryaya09 Somebody told me to get furniture in my name and right i was thinking that to .

Get a credit card by the bill on time amd it will bring it up

@proudmommyoftwo_, like what? Me buying a car made mine go up.

@amouryaya09 I need to get something in my name lol

Better than mine. You can still do a lot with that. You will be in the 700s in no time!

@milky_mama2017 Me neither lol idk why its so high well it aint high but idk why its in the 600s lol

Yup i have none

@milky_mama2017 Luckily im almost there

Yeah, lol its ok

@milky_mama2017 Needs work i see lol

Should be around 720

Its ok