So I need some advice moms I want to build up my credit I am about to turn 21 and don't want to do a credit card if I don't have to ... is there any other way to build it up??? and my husband needs too also ...by this time next year we want to have credit to be buying a house we can't with no credit unfortunately!
Amber WellmanМама дочки (1 год)
A small personal loan also helps credit. Most places report every month and it builds it up fast. - former loan manager
Alison ToombsМама двоих (младенец)
I also recommend a secured credit card. My husband and I just paid off most of our debt. in our efforts to buy a house. But then we had no revolving credit and nothing to bring oue credit up where it needs to be. our lender suggested a secured credit. We got one through Capital One. We put $99 down. and we have a $200 limit. he just told us to make sure we don't put more then $50 on it a month then pay it off.
ChelseaМама двоих (1 год, 3 года)
Best way is to get a secured credit card. Say your limit is 200. You give them 200 an stay lend it back to you then you pay it back. Or a small personal loan is a good way also. Or if you can afford bigger payments, get a car!
pМама дочки-младенца
The best way to do it is with a credit card from a bank, you might be required to put a deposit down but they'll give it back to you after a year, also only use up to 30% of your credit limit, credit cards from banks really work, I started with one of Bank of America and they asked for an 100 dlls deposit and I only had a credit limit of 500 after a year they gave the deposit back and bump up my credit limit to 2000 if you have any questions let me know :)
If I have no credit, and have never gotten a loan before... How do I go about getting a $15k loan ?? Will the bank let me, or do I need to build credit first, or? 🤷 ♀
so this is completely not pregnancy or baby related. but life related. does anybody know about credit. I'm 19 so I don't have any credit. but I don't know how to build up my credit. how do I do that and what causes people to have bad credit
Trigger. Lost baby Went in for my 20 week check up and found out our son had passed away. Nothing was wrong, my pregnancy has been going great. I'm so numb right now. I'll he delivering him later this week. I don't want to do this. I don't want to do this. Not before Christmas. How am I'm going to tell my kids?? My dear sweet baby boy. Why did this happen?
Guys if I was looking at a place to rent on Craigslist and I go to click on the ad again and this pops up does that mean it's a scam?? I need to know because my boyfriend and I have been talking to the person !!
Got my first credit card. Never wanted one but this is the only way i know how to build credit and get my scores up. How long till you start seeing improvement to your credit score after paying it off every month on time??
Kandus·Мама сына-младенца
Thanks ladies sorry it took so long to comment back it's been a busy day today @alisontoombs, @p0790, @chelseaepley, @amberbrightwellman,
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