1cm dilated and 70% effaced, currently 36 weeks 3 days. Could she come before 40 weeks what do you ladies think?

i was 4 cm at 36 weeks and he came at 39 weeks and 4 days .

She could, but like @mikahlalynn said she could hold on for 5 more weeks as well

Don't count on it, I was the same way with my first baby girl and went to 42 weeks pregnant