Yeah I was paying $100 a month and all the credit repair people do is keep disputing it until the company doesn't respond in the allotted time and then it gets removed.. Smarter to do it yourself just takes time

I apologized right before you posted this ☺️☺️☺️

I have an account with Credit Karma that breaks down everything and allows you to dispute anything that may be on your credit report. @hermommy

r8mommy2b, sorry I misread that. Blaming pregnancy brain on that one. I thought you were talking about your bank statement 😳

Looked it up its actually called "chargeback fraud" and it is illegal!!

I might be wrong, but this sounds illegal and definitely something I wouldn't brag about.

Hmm how do you dispute lol