Just learned that my insurance (Cigna) wont reimburse me for over $2600 i paid for maternity costs.…

People actually complain about Tricare.... Maybe I don't know much about insurance since I joined at 19 and its been my insurance every since.... but I think we are so lucky to have it. The only thing now is since we aren't close to a base we have to fill our prescription at a local pharmacy and pay copay... but that's it.

I love tricare. I see people who have to copay thousands after giving birth. That bill is no joke either. From my bill: TRICARE payment and adjustments $10,062.19. And I'm just thanking God for a good insurance lol.

Well my previous insurance i dont have any copay. Nothing is covered until i meet $3000 deductible. Then its 80/20 coverage. I thought visits and labs had a copay but i called today and learned maternity all goes to deductible. So far what i know about Tricare maternity coverage is its 0 (ive only had it for a week so im not an expert lol) its undeniably cheaper but i think what most people complain about is not being able to pick doctors and having to use on base facilities. Better than spending an arm and a leg and still not guaranteed good coverage. I basically paid all that money for then to check urine, take blood pressure and check heart beat 😑 @caseclosed2015

The Tricare maternity is 0 covered right? @breloya

100 percent @breloya

You have tricare prime? Since getting out the navy, I opted for standard so that I wouldn't have to deal with Corpsman and navy personnel anymore and on standard, I only paid 50$. Prime, I believe is 100% covered.

I had standard but will have prime on Oct 1 @breloya

I have prime and don't pay a dime 😂 yay for tricare

You're good then. 👌🏽 Either way, a copay would be very cheap tho.

I wish i had it months ago 😭 @mommy2jaidyn.noah, @breloya

It sucks that you won't be reimbursed, but at least you got it before the biggest bill came rolling in lol. Giving birth is expensive. So, no worries anymore.

I hate Cigna...they're known for letting ppl die

your pregnant. you should be eligible for Medicaid from the state....

really that's my husband's insurance that sucks

Yes with Tricare Prime you don't pay anything for OB care or giving birth. I Love our insurance and as a plus right now I was able to choose the Pediatrician I wanted for my children and my own PCM since we aren't close to a base right now. So we have civilian Docs which is better.

Nope, i sign up and met with them. But i was denied. I dont qualify for any benefits because my income is too high @jess_ji0715

@caseclosed2015, yea my pcm is an OB off base. I saw her once and it was okay. Hopefully i can get a good pediatrician

@jdrose, cigna or tricare?

@jdrose, cigna or tricare?

@jdrose, cigna or tricare?