Pre qualify and pre approved seems the same. But pre approval is much better. Because they are making a decision off actual financial documents you provide. And shouldn’t be caught by any surprises when you are getting the mortgage loan.

Ask about grants! Some areas qualify for up to $40k! That covers down payment and closing costs, and other things you wouldn’t even think of.

GET a home inspection! Find a quality inspector. Make sure the HVAC (furnace/air conditioning) system has been well taken care of. Camera the mainline (make sure there are no trees near. Roots can penetrate the line and can be a huge bill to fix)

The amount you put into the down payment will reduce the amount your of the mortgage,(unless you're paying full cash) also, pay attention to every little detail because they will big problems later. Hope this helps.