ADVICE : somewhat long post, sorry.
So I’m stuck in this situation with my car, I have a 2013 Nissan Altima I’ve been trying to trade. I still owe on it and since I was out of work for 2 months and things hit my credit, I didn’t have the money so of course my credit suffered.
The only thing I’ve been advised to do is give my car back and my credit isn’t to where I can’t repair it, I’ve paid things down so it hasn’t hit yet. So that isn’t a option to me( not judging anyone who had to)
I’m stuck in a hard place b/c idk about you but I don’t have $7000 to put down or a co-signer w/excellent credit.
I can’t get my kids around safety anymore &&& my husband car is on its last leg.
I hate feeling like there’s nothing I can do && nowadays these “car salesmen” don’t care to help anymore, they just try to help their pockets 💵💵💵
It’s bugging as well cause you’re talking about a person that has paid everything on time& unfortunately beyond things I could control I hit a financial slump.
At this point any advice is welcomed
You'll most likely have to eat some of the cost and roll it into your new loan though since your credit isn't so great. Just make sure you do get a car that you can keep for a long time so you're able to pay it off and not end up struggling in the meantime. Good luck.
Your situation can't be any worse than my ex husband's...he had rolled two previous cars into a truck and was paying $700/month for 7 years.