y'all one of my goals for 2020 is to build credit/repair my credit. only thing on my credit is a hospital bill that is supposed to be covered by my insurance and I'm still trying to get that worked out but other than that I basically dont have any credit history. can anyone give me advice? my parents are zero help when it comes to adulting
Join a credit union bank. They always have so much to offer and help build credit . No one approved me for a credit card (no credit history ) so i took out a small 500$ loan from them and pay It a few days early and my credits at a 600 and it’s been 2.5 months . And use Experian to check your credit , not credit karma . Credit karma isn’t accurate . Experian is
Get a credit card and pay it off and you will gain credit. Just make sure you pay it off when it's due or itll affect your credit not in a good way. Also if the Bill's are in your name, paying utility Bill's on time and rent will help with your credit. I have been working on my credit the last 6 months also. I've used credit ksrma
Apply for finger hut. Usually anyone gets approved and buy something small and pay it down and order something else. My husband had shit credit and this helped it soo much.
Apply for a Capital one credit card “helps build credit they usually start small with $300 approval “my nephew works selling in car in a top car place in Miami they use capital one a lot for financing cars too, if u have a cell put in your name too,as well as a cable bill or other bills in your name helps show your payment history on time
When I first started to build up my credit, I got a credit card from Bank of America, they asked me for deposit of $100 with a $300 credit limit, I’d used to use it just for gas here and there and had it set up on auto pay so every month it got paid off , after a year I got my deposit back, don’t apply for too many cards since it takes off points from your credit score and it takes years to fall off your credit report.