Anyone knows how to clean up credit because mines jacked up. I'm going to start doing biweekly payments for my car loan now. But I need to boost my credit score
A quick way after your debt is paid down some is to get a secured loan (a loan where you give them x amount of money first, and if you pay it back then you get that money back) from your bank, keep it a day, then turn around and pay it all right back
Credit karma is a pretty good app to see exactly where your credit is at and tips on how to improve it
I use that and credit Sesame but I was told It’s not accurate but I’m really trying to work on my credit
@mrscarter2k16 I'm trying also. My mom's husband said to get a credit card and pay it off on time monthly and your credit score will start improving after 3 or so months. I just had this conversation with him a few weeks ago. Havent talked to my bank about it yet though. Seems like a good way
@mrscarter2k16, what kind of loans? School have who loaned it to you and they usually have a breakdown of how much everything is
Oh. And look into Acceptance Now. They usually work in rooms to go, rent a center, or other places like that. I bought a tv using that, paid it off in 3 months, and my score jumped 20pts and that was when i still had 2 collection accounts open