let's talk insurance I'm kind of curious what other people's plans are.. So here's my plan for dh…

let's talk insurance

I'm kind of curious what other people's plans are.. So here's my plan for dh and I. We have $1100 deductible and a $4500 out of pocket. Normal vists are $15 and specialty doctors $25. Meds $5-25 max. I was talking to my doctor because she wants to do a urine test because I'm on a controlled substance. Pain meds for my back. No biggie I'll pass but had no clue how much it would cost. She told me one of her patients had to pay $400 just for urine test. Called to check and it was only $15. Guess he or she had a large deductible. We pay $300 for our family. So I guess that's good. Also after our deductible we only have to pay 20% and if we hit $4500 everything is 100% coverd. With my health issues we will hit that no prob. I'm in the process of getting tested for MS. So what's your plan? Do you have a crazy high deductible? How much do you pay a month?