Opinions ladies! Okay ladies, here's the deal. With baby number three on the way (due in April) our…
Opinions ladies!
Okay ladies, here's the deal. With baby number three on the way (due in April) our sedan is just not going to cut it anymore. We knew we'd have to upsize, and are planning to as soon as we can. We still owe some money on our car though so we've got to pay it off first. Here is the issue. Both myself and my SO were unfortunately crazy irresponsible in our younger days before kids. We've both got a good bit of debt under our belts and though we're working on it, we haven't even made a dent or difference as of yet. Our current car we got through a buy here, pay here. Not ideal, of course, but it's what we could do at the time.
deleted-user·
How much do you expect to get for your car at trade in? Would you have more options of you sold it as a private party?
You can buy a perfectly reasonable, safe vehicle outright for under 5 grand.
deleted-user·
With your situation, I would be looking at Craigslist. If your credit is that bad, you're going to need to take whatever you get from the sedan and use it to buy something used.
deleted-user·
Pay it off, sell it & buy a vehicle from a private party. No car payments, no dealerships laughing at you. Just a car that you can actually call yours from day one.