I've got life insurance, from legal and general o took it out when we got our mortgage 4 years ago. Also got a will incase anything happens, it's the last things I'd expect to have at 28!! Xx

I wanted to, and I read somewhere that if you get it too early it's apparently not beneficial. Because if you take it out this early and you pass away say at 80 then after 50 years or so it expires something like that. Obviously no-one knows how long they will live but the earlier you do it and if you happen to live long you could end up with nothing x

I've been thinking about doing it too! It's not stupid at all x