hey ladies, I need advice.... its open enrollment and I already enrolled in my benefits through my job. I have bcbs... should my baby be under my insurance or medicaid? if so, w...

Question

hey ladies, I need advice.... its open enrollment and I already enrolled in my benefits through my job. I have bcbs... should my baby be under my insurance or medicaid? if so, would that mean medicaid would be my secondary? help!

emily · Answer

I would personally go with BCBS. Such good insurance. I had it with my last job

Natalie · Answer

okay cool I'll do that then

Nadine · Answer

it can be under yours or the dads @natalie323

Natalie · Answer

@nadinemt1, okay so if I put him on both can it be under my insurance or does it have to be under dads insurance? Cuz my bf only has medicaid right now

Nickel · Answer

we have BCBS through my husbands job and that's the insurence my son is on too.

Natalie · Answer

can't they see if I do have another insurance tho?

Nadine · Answer

TBH you should put him on both. Add him to your private insurance and if your from NJ go to NJFamilyCare.com and do an application for yourself. Once you get approved for Medicaid they'll send you a paper with everything you have to send in when your baby is here. That's what I did when I was pregnant. Just lie and say that you don't have another insurance.

Natalie · Answer

I didn't add him yet but I need to know how to get him on medicaid or if he should be on my private insurance?

Natalie · Answer

yes baby is in my belly and due march.

Michelle · Answer

Are you asking for the baby you're pregnant with? You shouldn't add him/her til you give birth. That's considered a qualifying life event and they will let you add him

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