My bank (a credit union) is a savior! Managed to get a $3000 loan for car repairs for both mine and…

My bank (a credit union) is a savior! Managed to get a $3000 loan for car repairs for both mine and my moms vehicles, even though I have no credit. It'll cost $200/month ($100 biweekly) to pay off to help build my credit , too, so that's a plus. We won't have to worry about if our cars will break down...I'm not religious, but I'm definitely blessed!