ugh I hate my car insurance. They are making me call my HR department and getting something faxed to…

ugh I hate my car insurance. They are making me call my HR department and getting something faxed to them saying I am not required to use my vehicle for any other use other than commuting. Working in a large industry it is very hard to get ahold of someone that knows what I need and until I get that paper to them, my insurance is $200 more... oh and it's due on the 22nd... FML