This isn't baby related, but I seriously don't know how to handle this with my mom. So, she's…

This isn't baby related, but I seriously don't know how to handle this with my mom. So, she's extremely irresponsible to say the least and has a horrible track record. I love her to death and would help her anytime she needed it. BUT, she almost purposefully put herself in a shitty situation and moved into an expensive ass apartment for no serious reason(she was living rent free on her parents land). She quit her job very shortly after, and hasn't had a job since( over a month now.) she was making extremely good money and has nothing to show for it, so I have no idea where it went. She asked me for 800 the other day and I suggested she go try and get a loan somewhere bc I really can't afford to give her that kind of money right now when I don't make 800$ in 3 months of working. SO I ended up agreeing to give her 400$. She asked to wire transfer it to herself thru my bank account, which I had no idea she could do & I said no, I'd give it to her yesterday when she needed it. I didn't hear shit from this woman yesterday and I got a text this morning saying she took it out my account this morning and thanks, that she'll pay me back when she can. I'm livid. I didn't even text her back. And NO, she won't be paying me back. Just canceled my bank account and took everything out, going to set up an account at a different bank tomorrow morning!