does anyone have a credit card to help bad credit that you don't need to put a down payment on?

We have one through chase. Without any down payments and no interest for the first year

for bad credit? @mommy_faith

Yes paying on time every month has been raising our credit

I do with my bank! But it's credit with my own money .. Like I deposit it and I can use it but I have to pay monthly of interest so it can help boost my credit ..

But I don't have bad credit my husband does (587) and he's trying to get it as high as 620 so we can get a house next year