I just don't understand... 2 years ago my fiance was able to completely pay ALL the bills, PLUS…
I just don't understand... 2 years ago my fiance was able to completely pay ALL the bills, PLUS everything else. and that was without my monetary help. he was only making about $16 an hour if that... Now he makes a little over $20. I have food stamps and a job and were struggling... I just dont understand... I'm so confused and how we are so broke....
texas·
Мама подростков
more money more bills it seems
Gwendolyn Paschal·
В ожидании первенца
Does he have any bad habits?
Isha Lena Broadway·
В ожидании первенца
No, he doesnt @gcpaschal .... and we've actually paid a couple things off, so I just dont get it.. @texasrose
Deleted user·
I felt the same when we moved into the place we're at. He got a raise & our rent went down 300$, yet the money was gone quick! It took a while to get on track.. we started calculating it all out so we knew exactly how much was needed to live off of. Once we did that, we knew we should have 300-350$ extra every other week. Now on his pay day we pull the 350$ before we pay any bills or anything. We use all the left overs for the week & bills plus my check. If anything comes up or we need more money, we know that extra money is put away which honestly makes me feel much better. Now that we're expecting, that's what that extra money is going towards :) Maybe if you guys get on some kind of plan?
texas·
Мама подростков
like i said more money more bills. anytime i have extra cash i pay extra on bill.. gives me less so i feel broke but my bills are paid. i started this weekend off with 780 in checking. after paying 2 bills putting money in savings and groceries i have 138 .. just part of life i guess
Deleted user·
We've also had to cut down on the 'going out' we used to do it every week, since we had that extra money. Now we probably go out for dinner & stuff like every 3 weeks, sometimes more often. I think just calculating everything out & planning will be of help.
Leah·
В ожидании первенца
Budget that's all u need if u keep track u will know where the money's going. Also if u leave ur home there is a 99% chance u will spend something. Stay hm. If u don't have $ in your hand u can't spend it that means don't carry debit/credit cards. Take out example 20.00 once a week and make it last. I read Americas cheapest family many years ago that may help. @texasrose is right pay extra eventually it will become an obsession and if you don't see a + on every bill u won't be happy meaning each month I pay one bill for entire yr except car ins that I can only do 6m so in July I pay 1,000 to water. Aug 2,500 phone, nov hm tax, only month I don't do is dec bc our taxes r the largest bill we have. Each month I have no bills except house. It took about 2 years to get to that point so start small if u have 500.00 and five bills spend 100.00 on each and don't have a penny to ur name. Do that couple months u will see hope this helps
Leah·
В ожидании первенца
Also check with ur banks bc some don't let u over pay we have Bank of America comerica chase and citi chase and citi don't let u which I hate but I never keep debt at either and I never have debt at other 2 bc before I spend I have already paid the bill some mail u ur money back after 90 days which pisses me off but nothing I can do