hi I have a quick question for some of you mommies out there question is.. I have a hernia in my…

hi I have a quick question for some of you mommies out there question is.. I have a hernia in my belly button like 3 or 4 and I've had them since my first child Bc he was so big but they never really caused to much problem for me before but now since I'm carrying my 6th child it has become larger and snowy one showed up and now it's like it tore under the skin Bc there both like one anyway I have sharp pains in it next to it a get this bulging not looking thing and it's just causing all sorts of problems so should I be worried and has any of you out there had the same problem or similar problem and how did it turn out was it okay I've asked my Dr to fix it before but she said there considered cosmetic and my insurance won't cover it so I've tried to have them taken care of.