So our lendor told us a credit score of 600 would be the qualifying score but I thought it had to be 620 to qualify for the va loan, do you know which it is? @mazeyy09
Ya the hubby is getting it I might choose to be on ot it to before or get added on but I just thought it was weird the lendor said 600 because everyone we have talked to said 620. We paid everything off including school and school loans this week so hopefully at the end of this month will see what we qualify for :) thanks ladies! @mazeyy09 @courtneydward
does the lender have experience with VA stuff? ours did it made everything easier and much quicker. She explained everything if she says 600 I would go with that but waiting a while may give you a better rate also.
Ya he said hes VA certified but the hubby was just questioning the whole thing lol his experience and if it was true so we argued because I said we should sit down and talk to him at least to see what we need to do beforehand lol my cousin is our realtor so I know she wouldnt send us to a shady guy but idk? hahah yeah were gonna wait till everything reflects on our score, I paid off a car, The University of NM and other debt myself so it should go up big time! We want a good interest rate too! @mazeyy09
yea you just need to make sure you have all your pay stubs and w2s together from the last few years. That was the biggest thing with our situation because my husband never keeps anything lol but we kinda bought a house at a shitty time so our rate was okay but its California so I didn't expect better lol
Maya 🐝·
I do!
Desaray·
Мама двоих (6 лет, 46 лет)
So our lendor told us a credit score of 600 would be the qualifying score but I thought it had to be 620 to qualify for the va loan, do you know which it is? @mazeyy09
Maya 🐝·
are you just using one? for mine it was me and my husband's his was 700 mine was 600 so I'm pretty sure its 600
Courtney·
Мама двоих (3 года, 4 года), ждёт третьего
We just got ours and they told us it had to be a 620
Desaray·
Мама двоих (6 лет, 46 лет)
Ya the hubby is getting it I might choose to be on ot it to before or get added on but I just thought it was weird the lendor said 600 because everyone we have talked to said 620. We paid everything off including school and school loans this week so hopefully at the end of this month will see what we qualify for :) thanks ladies! @mazeyy09 @courtneydward
Maya 🐝·
does the lender have experience with VA stuff? ours did it made everything easier and much quicker. She explained everything if she says 600 I would go with that but waiting a while may give you a better rate also.
Desaray·
Мама двоих (6 лет, 46 лет)
Ya he said hes VA certified but the hubby was just questioning the whole thing lol his experience and if it was true so we argued because I said we should sit down and talk to him at least to see what we need to do beforehand lol my cousin is our realtor so I know she wouldnt send us to a shady guy but idk? hahah yeah were gonna wait till everything reflects on our score, I paid off a car, The University of NM and other debt myself so it should go up big time! We want a good interest rate too! @mazeyy09
Maya 🐝·
yea you just need to make sure you have all your pay stubs and w2s together from the last few years. That was the biggest thing with our situation because my husband never keeps anything lol but we kinda bought a house at a shitty time so our rate was okay but its California so I didn't expect better lol