so I'm thinking about saving my tax return.. and putting it towards getting a decent car and a place…

so I'm thinking about saving my tax return.. and putting it towards getting a decent car and a place of my own for the kids and I so that it can put us far enough ahead to where i can still do my in home daycare and not fall behind when rent would be coming up and still have some money saved.. I don't have the credit to buy a house & idk if it's hormones but I just feel like I deserve to be happy for my kids..