sucks tbf :( and yeah that was very helpful! Thank you xx

I'm not entitled to smp either I have just applied for maternity allowance from the gov so waiting to hear. Process= getting an SMP1 form from work staring reasons why you aren't entitled to smp. Then getting MATB1 form off midwife. Download and print off MA1 form fill in and send off all docs together (and any other docs they may need I.e pay slips) you can apply as early as 14 weeks before baby is due up until 3months after baby is born after that you may lose money. Hope that helps. :)