so this is completely not pregnancy or baby related. but life related. does anybody know about…

You need to have credit cards that you pay on .. Also having your own phone bill that you pay .. If you have a car paying the car note .. Pretty much paying on to and not just the minimum amount required

get a credit card or fingerhut. that's how I got my credit up. not paying stuff on time or just not having anything like that causes bad credit

I've had my own Verizon bill for almost 4 yrs and it never gave me credit. I have none either. I need to get a credit card too.

how exactly do credit cards work @riairene and what's fingerhut @firstbaby_girl

its a site where they give you a credit line. you buy stuff with the money they allow you spend on their site and then you have an amount you pay back each month till you don't owe them anything. go to fingerhut.com and check it out. worst thing that can happen is that they say no. it helps though.

Credit cards give you a certain amount of money but you have to pay it backs it's like a debit card exce

Except it's not your own money it's a credit that you have to pay back I would start of with one that has a $500 limit and go up if you feel the need to

only go up if you can afford to though ... Like I have a $10,000 credit limit but I also have that much money set to the side so just be alert and don't waste it just because

You could always get a credit card from your bank that has a set interest rate and it won't let you go over the amount you set every month

You should get like a card from Victoria Secret and just pay it back as well as finger hut is good too.. Purchase some eh information and just make payments on time. It really helps build that credit

be very very very careful with this. I would go to your bank and see what they can offer. when I turned 18 I got myself into big time credit card debt and I'm still working My way out of it. so be very careful

Secured credit card through your bank

store cards, rent to own financing, credit card, something you have to make payments on.